UOB Bank delivers a variety of individual banking providers created to meet the monetary needs of people. Underneath is an in depth overview that may help you recognize The main element facets and offerings.
Different types of Accounts
Discounts Account: This account lets you get monetary savings whilst earning desire.
Functions: Easy access, fascination earnings, minimum service fees.
Positive aspects: Secure place for your resources, prospective growth by way of interest.
Recent Account: Ideal for day-to-day transactions and managing charges.
Attributes: Checkbook facility, overdraft defense.
Advantages: Easy for normal payments and withdrawals.
Set Deposit Account: For people trying to gain greater fascination fees more than a set interval.
Features: Mounted expression deposits, higher interest charges as compared to financial savings accounts.
Positive aspects: Protected investment alternative with predictable returns.
Loans
Personalized Financial loans: Unsecured financial loans that could be useful for many purposes like training or residence renovation.
Sorts:
Installment Loans
Credit score Lines
Rewards: Flexible repayment terms, competitive desire fees.
Dwelling Financial loans: Customized alternatives for obtaining residence or refinancing current mortgages.
Kinds:
Fixed Rate Dwelling Personal loan
Floating Amount Household Bank loan
Rewards: Distinct ideas to suit unique desires, eye-catching charges.
Credit Cards
UOB presents A read more variety of credit cards catering to distinctive life and investing habits:
Benefits Cards: Gain points on each individual acquire which can be redeemed for items or travel miles.
Cashback Playing cards: Get money rebates on day to day shelling out for example groceries and dining out.
Journey Playing cards: Particular benefits like air miles accumulation and journey insurance coverage.
Investment Companies
For people considering growing their wealth by investments:
Unit Trusts * Diversified portfolio managed by specialists. * Well suited for extended-expression growth goals.
Structured Deposits * Brings together the options of conventional deposits with financial commitment products. * Probably better returns but with a few danger concerned.
Insurance plan Products and solutions
To protect oneself and Your loved ones from unexpected situations:
Life Insurance policy * Supplies fiscal protection in the event of Demise or important ailment. * May function a price savings Software based on the policy chosen.
Health Insurance coverage * Handles professional medical fees together with hospitalization prices. * Important for mitigating substantial healthcare expenses.
Electronic Banking Expert services
Advantage at your fingertips by way of digital platforms:
Internet Banking
Helps you to take care of your finances online:
Perspective account balances and transaction heritage
Transfer money between accounts or fork out charges
Apply for new products and solutions (loans/bank cards)
Cellular Banking
Banking on-the-go via cellular apps:
Speedy balance checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to deliver customized banking methods that cater exclusively to individual necessities whilst guaranteeing comfort and protection in all transactions.